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| net_income = | assets = | equity = | parent = BIMB Holdings Berhad (60.31%)〔 | homepage = }} Syarikat Takaful Malaysia Berhad (Malay for ''Malaysia Takaful Company Limited''; commonly referred to as Syarikat Takaful or Takaful Malaysia) is a Malaysian takaful company, the first of its kind in the country. It was the second largest takaful operator in Malaysia in 2013 for both family and general takaful, behind Etiqa. The company was formed in 1984 at the recommendation of Task Force on the Study for the Establishment of an Islamic Insurance Company in Malaysia commissioned by the government.〔(【引用サイトリンク】url=http://www.takaful-malaysia.com.my/corporate/aboutus/Pages/companybg.aspx )〕 It was listed on the Kuala Lumpur Stock Exchange in 1996.〔 Syarikat Takaful is present in Indonesia through its subsidiary PT Syarikat Takaful Indonesia, with Bank Muamalat Indonesia as a fellow investor. Syarikat Takaful operates under the wakala model, under which it (the shareholders' fund) manages the funds generated by takaful contributions and receives a service fee from the funds.〔(【引用サイトリンク】url=http://www.takaful-malaysia.com.my/corporate/aboutus/Pages/businessmodel.aspx )〕 By contributing tabarru' to the fund, both the fund participators and Syarikat Takaful may be entitled to any share of fund surpluses.〔 Syarikat Takaful is known by industry observers for its competitive 15 percent no-claim cash back policy for general takaful customers, the highest in the industry in the five years to 2015.〔 This resulted in cash back payouts to customers amounting to RM30 million in 2014.〔 Syarikat Takaful is 60 percent owned by BIMB Holdings, which is in turn controlled by Tabung Haji. Its shares are listed on the Main Market of Bursa Malaysia Securities Berhad.〔 The company is expected to make an acquisition by 2017 both to expand and to comply with the Islamic Financial Services Act (IFSA) 2013 requirement for takaful operators to separate their family and general takaful licenses by 2018.〔 ==Notes== : Tabarru' (cost of insurance / contribution) is a donation for the purpose of which is not commercial and is used to help other proposed participants in times of misfortune.〔 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Takaful Malaysia」の詳細全文を読む スポンサード リンク
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